Install Financial Discipline That Makes Margin & Cash Predictable.
Think CFO FICS is a Financial Intelligence & Control System built for project-based businesses generating $2M–$40M annually.
We install structured financial infrastructure that reduces volatility and increases enterprise durability.
Know your project margins daily.
Control your cash runway.
Scale without financial blind spots.
FICS installs structured financial architecture across five integrated layers built for any business where revenue is earned in stages and margin can't afford to be a surprise.
The Financial Intelligence & Control System
Predictability flows from project execution to executive governance.
Foundation builds clarity.
Growth installs enforcement.
Scale installs institutional discipline.
-
Margin surprises decline
-
Cash visibility becomes proactive
-
Hiring decisions become modeled
-
Project and account manager accountability becomes measurable
-
Forecasts become decision-grade
-
Owner dependency decreases
​
The Problem:
Growth Without Structure Creates Volatility
As revenue increases, financial risk compounds:
-
Margin surprises discovered after month-end
-
Cash strain despite strong backlog
-
Billing lag compressing working capital
-
PMs operating without accountability
-
Forecasts disconnected from operations
-
Hiring decisions made without modeling
​
Built for Project-Based Companies Scaling in Complexity
FICS is designed for:
-
Marketing Firms
-
Architecture & engineering firms
-
Subcontractors
-
Specialty trades
-
Commercial general contractors
-
Industrial & environmental service firms
​
Common characteristics:
-
Project based revenue
-
Labor-based cost structure
-
Active backlog/Pipeline
-
Multiple project/account managers
-
Margin sensitivity
-
Growth creating operational strain
-
Recurring revenue model
​
The biggest change was cash visibility. Think CFO installed forecasting and financial discipline that lets us see problems months before they hit the bank account."
— President, Commercial Contractor
Think CFO helped us implement a 13-week cash forecast and backlog conversion model. In less than six months, we eliminated the cash swings that used to force us to draw on our line of credit every quarter."
— Owner, Civil Infrastructure Contractor ($22M Revenue)
"Steve helped us build a rolling 12-month financial forecast tied to backlog. We now have visibility into revenue and labor capacity nearly a year in advance."
— Founder, Electrical Contractor ($18M Revenue)
"Our monthly financial close used to take 20 days and the numbers were still questionable. With Think CFO’s structure in place, we now close within 5 days with reporting leadership actually trusts."
— CEO, Specialty Trade Contractor ($30M Revenue)
Book a Financial Infrastructure Assessment
We evaluate your business across the five FICS layers and deliver:
-
Maturity score
-
Risk exposure map
-
Tier recommendation
-
12-month roadmap
MEET THE FOUNDER
Steve Koscik CPA/MBA
Steve Koscik is a CPA, MBA, and the founder of Think CFO — creator of the FICS Financial Intelligence & Control System.
​
Steve works with founders and CEOs of marketing agencies, creative firms, consulting companies, and project-based businesses — including specialty trades and contractors — who are scaling revenue but operating without the financial infrastructure to sustain it. His clients are typically generating $2M–$20M, growing fast, and making critical decisions on hiring, pricing, and capacity without reliable numbers to back them up.
​
Over 20 years, Steve has led financial transformations across service organizations, agencies, and multi-site operations — driving 30–35% profitability improvements by replacing reactive reporting with proactive financial architecture. He holds certifications in CPA, CITP, Six Sigma, Jirav, and Scaling Up.
He built FICS after seeing the same pattern repeat across every industry: founders generating real revenue, building real teams, but still flying blind on cash, margin, and capacity — not from lack of ambition, but lack of structure.
​
Think CFO doesn't do your bookkeeping. We install the financial operating system that makes your next stage of growth executable.
Contact
Schedule a confidential consultation to discuss your project-based financial structure, reporting clarity, and long-term growth objectives.
