Install Financial Discipline That Makes Margin & Cash Predictable.
Think CFO FICS is a Financial Intelligence & Control System built for project-based businesses generating $2M–$40M annually.
We install structured financial infrastructure that reduces volatility and increases enterprise durability.
Know your job margins daily.
Control your cash runway.
Scale without financial blind spots.
The Financial Intelligence & Control System
Predictability flows from job execution to executive governance.
Foundation builds clarity.
Growth installs enforcement.
Scale installs institutional discipline.
FICS installs structured financial architecture across five integrated layers:
-
Margin surprises decline
-
Cash visibility becomes proactive
-
Hiring decisions become modeled
-
PM accountability becomes measurable
-
Forecasts become decision-grade
-
Owner dependency decreases
​
The Problem:
Growth Without Structure Creates Volatility
As revenue increases, financial risk compounds:
-
Margin surprises discovered after month-end
-
Cash strain despite strong backlog
-
Billing lag compressing working capital
-
PMs operating without accountability
-
Forecasts disconnected from operations
-
Hiring decisions made without modeling
​
Built for Project-Based Companies Scaling in Complexity
FICS is designed for:
-
Electrical contractors
-
Mechanical/HVAC contractors
-
Specialty trades
-
Commercial general contractors
-
Architecture & engineering firms
-
Industrial & environmental service firms
​
Common characteristics:
-
Job-based revenue
-
Labor-heavy cost structure
-
Active backlog
-
Multiple project managers
-
Margin sensitivity
-
Growth creating operational strain
​
The biggest change was cash visibility. Think CFO installed forecasting and financial discipline that lets us see problems months before they hit the bank account."
— President, Commercial Contractor
Think CFO helped us implement a 13-week cash forecast and backlog conversion model. In less than six months, we eliminated the cash swings that used to force us to draw on our line of credit every quarter."
— Owner, Civil Infrastructure Contractor ($22M Revenue)
"Steve helped us build a rolling 12-month financial forecast tied to backlog. We now have visibility into revenue and labor capacity nearly a year in advance."
— Founder, Electrical Contractor ($18M Revenue)
"Our monthly financial close used to take 20 days and the numbers were still questionable. With Think CFO’s structure in place, we now close within 5 days with reporting leadership actually trusts."
— CEO, Specialty Trade Contractor ($30M Revenue)
Book a Financial Infrastructure Assessment
Requirements:
QuickBooks Online
Knowify preferred or implemented
Willingness to adopt structured cadence
We evaluate your business across the five FICS layers and deliver:
-
Maturity score
-
Risk exposure map
-
Tier recommendation
-
12-month roadmap
MEET THE FOUNDER
Steve Koscik CPA/MBA
Steve Kosick is the founder of Think CFO and creator of the (FICS) Financial Intelligence & Control System.
​
With over 20 years of experience in construction and project-based financial oversight, Steve helps contractors install disciplined WIP reporting, cash flow forecasting, and margin control systems that stabilize performance.
​
He built FICS after seeing profitable companies struggle with volatility and inconsistent reporting — not from lack of revenue, but lack of structure.
Think CFO delivers financial control architecture for contractors who want bank-ready reporting and scalable growth.
Contact
Schedule a confidential consultation to discuss your project-based financial structure, reporting clarity, and long-term growth objectives.
